I'm sure you've heard of this before, but if you are like me, you might have thought "Great idea! I'll do that soon". Well, a few weeks ago I finally got around to filling out the on-line form to opt-out of credit card offers through the mail. And even though the site warned that it could take several months to notice a difference because so many firms print or plan these offers quite a ways ahead, I've noticed a huge difference already!
Less waste AND less chance of identity theft; its a winning situation. And it only took MAYBE 45 seconds to do it. Yup, this is your homework assignment for the weekend. Get to it.